Sezzle is a payment solution that gives you the freedom to buy now and pay later - with no interest!
When you place an order through Sezzle, their unique approvals system reviews your account to determine what sort of repayment plan they can offer. In most cases, it's 25% of the order total due up-front (also called your "downpayment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!
When your order is placed, Sezzle pays Puddles and Play in-full for the order immediately - Puddles and Play has the funds and is able to process your order just like if you had paid in full with a credit card! This isn't layaway, so your order is fulfilled within the normal shipping and processing times.
Your checkout experience is straight forward - select "Sezzle" at checkout, and they walk you through the rest of the process.
What's the catch?
There's no catch. Sezzle does not charge interest, and they only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. Sezzle also only runs a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.
If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping with Sezzle:
- Be 18 years of age or older
- Have a US or Canadian phone number that can receive texts
- Have a working email address
- Have a non-prepaid payment method available
- For shoppers in the US and Canada, this can be a bank account, a debit card, or a credit card